Budgeting | Language School

What a School Year Actually Costs

A sample of partner upper secondary schools. Exact fees and availability are confirmed during your consultation.

National legal minimum for 2026: €8,953.47 / year

Title	Description
Rent: student room or shared apartment	€350—750
Food and groceries	€250—350
Bus, tram or local transport	€40—70
Phone and internet	€15—35
Insurance, monthly equivalent	€20—50
Personal items and medicines	€50—100
Leisure and unexpected costs	€50—150
Estimated monthly total	€775—1505

Safer budget target

Prepare at least €900—1,200 per month for normal living costs depending on the city.

Prepare at least €9,600 in available funds for one year to meet the Finnish student residence permit minimum.

Add tuition fees separately if you are a non-EU/EEA student.

Keep an emergency reserve of at least €500—1,000.

Shortlist a programme

Prepare your study documents

Passport, certificates, translations and any programme specific evidence

Ring Fence your first-year budget

Permit proof normally starts at €9,600 for one year, plus tuition if due

Arrange insurance

Private insurance is required unless you have qualifying coverage

Apply for the residence permit

If you are non-EU/EEA and staying over 90 days, apply abroad after admission

Secure housing and plan arrival

Housing, identify registration, travel and a realistic first-month buffer matter